Innova is a hybrid blockchain implementing direct user to user transfer of funds via the Innova chain and Innova Pay, as well as IPFS tools for backend services to allow a decentralized option for file and DNS hosting. With direct payments either through QR code, sending to wallet addresses, or usernames via the Innova Name System, Innova will provide the means to offer financial security and efficacy all through the Innova system. Users can also use the name system to reserve usernames via the Innova Name System or custom domains for IPFS based websites. This is only 2 items among a plethora of tools for both business and community ranging from billing systems to secured blockchain messaging service.